The Flood Elevation Certificate is an important tool of the National Flood Insurance Program (NFIP). If your home or business is in a high-risk area, your insurance agent will likely need an Elevation Certificate (EC) to determine your flood insurance premium. An Elevation Certificate completed by a licensed land surveyor verifies the elevation data of a structure on a given property relative to the ground elevations.
Why is it Important?
An elevation certificate is an important survey that helps determine your flood insurance premium if the property is in a flood zone.
An elevation certificate could result in a savings on monthly insurance payments IF FEMA determines that the measurements justify the lower premium.
From time to time, FEMA will approve a property for a Letter of Map Amendment (LOMA) which can eliminate the need to pay flood insurance.
Insurance companies reserve the right to charge you the highest possible premium in the absence of any definitive data that would be included on an elevation certificate.
A elevation certificate may be mandatory if you are refinancing your home or opening a line of credit and your property is in a flood zone.
If you have flood insurance on your home and you build a guest house or other structure NOT included in the measurements of the original elevation certificate, you would need another elevation certificate done for the new structures to get coverage.
How can TKM Land Surveyors LP Help?
TKM Land Surveyors LP temporarily suspended our standalone elevation certificate services. It was necessary to re-allocate these time slot to RUSH "in construction jobs" for existing customer that offer very little advance notice and very fast turnaround time. You may be able to get references for land surveyors performing elevation certificates from you insurance broker, a real estate agent or your bank.
However, if an existing or prospective customer needs elevation certificates in conjunction with new construction, building an addition or ADU, then TKM Land Surveyors LP will handle this task as part of the building process surveying requirements.
* Service coverage area: TKM Land Surveyors LP offers services to prospective clients whose property is located in the cities mentioned below: Atherton | Campbell | Cupertino | Fremont | Gilroy | Los Altos | Los Altos Hills | Los Gatos | Menlo Park | Milpitas | Monte Sereno | Mountain View | Palo Alto | Portola Valley | Redwood City | San Jose | Santa Clara | Saratoga | Sunnyvale and other cities in Santa Clara County and San Mateo County.